Earn full points on every transaction
Earn the full reward points per $1 spent from your American Express Card on every transaction (including to the ATO).
Use any Australian issued American Express Card to pay your business or personal expenses with Payment Logic.
*Payments to the ATO are only allowed via the Payment Logic Business platform.


A smarter way to
Earn Rewards
We have partnered with Qantas Business Rewards and Velocity Frequent Flyer to offer additional bonus points on your business payments.
Credit Card
- Earn 1 bonus point for every $10 spent to all payees.
*The bonus points are in addition to the full reward points earned from your credit card's reward program.
Bank Transfer
- Earn 1 point for every $4 spent to all payees.
For Business
It's time to Pay Smarter. This is a platform for all businesses that enables you to:
- Optimise cash flow. Optimise cash flow by using your American Express Card to pay business expenses.
- Pay anyone. Pay the ATO, suppliers, subcontractors, rent, superannuation, employees and more.
- Pay the way you want. Flexible payment options including American Express and Bank Transfer. Pay your suppliers while earning reward points to offset travel expenses.
- Pay efficiently. Streamline payments and save time by uploading ABA, CSV, Excel files or by directly integrating with your accounting software - XERO or MYOB (AccountRight).
- Pay securely. Security is our highest priority at Payment Logic, we are committed to adhering to the highest regulatory guidelines, utilising industry leading security systems to ensure your data and money is protected at all times.

For Personal
It's time to Pay Smarter. This is a platform that enables individuals to pay their everyday expenses in seconds.
- Pay BPAY Billers.
- Use your American Express Card to pay personal and household bills, whilst always earning the full reward points from your card on every dollar spent.
- Low American Express processing fees, with all payments charged at 1.25% incl. GST.
12,000+ Clients
Since our inception in 2013 over 12,000 Australian businesses and individuals have signed up and used our services.
190,000+ Payees
The Payment Logic platforms enables you or your business to pay anyone including subcontractors, ATO, rent, super, suppliers and utilities.
$6B+ Processed
Since our inception in 2013 we have processed over $6 billion on behalf of our clients and American Express Card holders.