Pay Smarter

Payment Logic offers secure and efficient payment platforms that enable you to optimise cash flow and reward points on your personal or business expenses.

Our Partners

Earn full points on every transaction

Earn the full reward points per $1 spent from your American Express Card on every transaction (including to the ATO).

Use any Australian issued American Express Card to pay your business or personal expenses with Payment Logic.

*Payments to the ATO are only allowed via the Payment Logic Business platform.

Rewards Programs

EARNING POINTS

Unrivalled Rewards

Payment Logic Business is a seamless and efficient platform to earn more points, much faster than any other option.

CARD PAYMENTS

Earn full, uncapped points

Every time you process a transaction through Payment Logic you earn the full points from your card's associated reward program.

Earn 1 free bonus point for every $10 spent

Earn 1 free bonus Qantas or Velocity point for every $10 spent with a card on standard pricing tiers, in addition to the full points from your card's associated reward program.

Rewards Accelerator: Earn up to 10 bonus points per $1

Be in complete control of your earn rate by earning up to 10 additional Qantas or Velocity points per $1 spent with the Rewards Accelerator.

BANK TRANSFER PAYMENTS

Earn points on Bank Transfer payments

Now you can earn points on payments made from your Bank Account. Earn anywhere from 0.25 per $1 to $10 points per $1 with the Rewards Accelerator.

For Business

It's time to Pay Smarter. This is a platform for all businesses that enables you to:

  • Optimise cash flow. Optimise cash flow by using your American Express Card to pay business expenses.
  • Pay anyone. Pay the ATO, suppliers, subcontractors, rent, superannuation, employees and more.
  • Pay the way you want. Flexible payment options including American Express and Bank Transfer. Pay your suppliers while earning reward points to offset travel expenses.
  • Pay efficiently. Streamline payments and save time by uploading ABA, CSV, Excel files or by directly integrating with your accounting software - XERO or MYOB (AccountRight).
  • Pay securely. Security is our highest priority at Payment Logic, we are committed to adhering to the highest regulatory guidelines, utilising industry leading security systems to ensure your data and money is protected at all times.
Phone and Card

For Personal

It's time to Pay Smarter. This is a platform that enables individuals to pay their everyday expenses in seconds.

  • Pay BPAY Billers.
  • Use your American Express Card to pay personal and household bills, whilst always earning the full reward points from your card on every dollar spent.
  • Low American Express processing fees, with all payments charged at 1.25% incl. GST.

12,000+ Clients

Since our inception in 2013 over 12,000 Australian businesses and individuals have signed up and used our services.

190,000+ Payees

The Payment Logic platforms enables you or your business to pay anyone including subcontractors, ATO, rent, super, suppliers and utilities.

$6B+ Processed

Since our inception in 2013 we have processed over $6 billion on behalf of our clients and American Express Card holders.

How Payment Logic enables you to Pay Smarter

More Secure.

Since our inception in 2013 we have strictly adhered to industry guidelines and compliance regulations, using only the best practices for card and data security. In this time we have processed over $6 billion of payments on behalf of over 12,000 businesses and individuals.

More Rewarding.

There has never been a more rewarding option for paying your business and personal expenses. Every payment processed earns the full reward points from your American Express Card plus additional bonus points on business transactions.

More Efficient.

Streamline payments and save time by uploading ABA, CSV, Excel files or by directly integrating with your accounting software - XERO or MYOB (AccountRight).

More Options.

Our platforms enable you to use your American Express Card to pay personal and business expenses, this gives you the option to leverage up to 55 days of interest free cash flow as well as the ability to earn rewards on payments you would not normally be able to.

It's time to Pay Smarter.

Join over 12,000 Australian businesses and individuals who are leveraging Payment Logic to optimise their cash flow and reward points.